$1,000 invested in the S&P 500 in 1958

$1,000 put into an S&P 500 index fund in January 1958 would be worth about $1,267,605 by Sep 2026, with dividends reinvested. That is 11.0% a year.

Real monthly S&P 500 data, updated monthly. How we calculate
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The one-time amount, or the amount each month.

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$1,000 put into the S&P 500 in Jan 1958 is now worth

$1,273,581

S&P 500 came out on top, 31.0× 10-year Treasury bonds, which reached $41,114. Just keeping up with prices needed $11,713, and both did better. It ends in Aug 2026, the latest month with data for Bonds.

$1,000You put in
11.0%Best per year (S&P 500)
$11,713To match inflation
−49%Deepest drop (S&P 500)
$100$1k$10k$100k$1M$10MJan 1958Aug 1966Mar 1975Oct 1983May 1992Dec 2000Jul 2009Feb 2018Aug 2026
S&P 500BondsKeeping up with inflation
S&P 50011.0%/yr · $1.3M
Bonds5.6%/yr · $41k
Full results by asset
AssetWorth nowPer yearTotal returnWorst drop
S&P 500$1,273,58111.0%127,258%−49% (Mar 2009)
Bonds$41,1145.6%4,011%−25% (Oct 2023)

The chart uses a log scale: equal steps up mean equal percentage gains. What each line measures: S&P 500, S&P 500 monthly average level with dividends reinvested (an index fund, before its small fee); Bonds, total return of 10-year US Treasury bonds (interest plus price changes), modelled from the monthly 10-year yield. Inflation uses the US Consumer Price Index. Monthly averages, data through Aug 2026; no fees or taxes. Past returns do not predict future returns.

The result

$1,267,605Worth in Sep 2026
11.0%Yearly return
7.1%/yrAfter inflation
−49%Worst drop on the way

Over 69 years the money doubled about 10.3 times. Without reinvesting dividends it would be $186,513: dividends account for 85% of the final value.

Inflation matters over this long. $1,000 in 1958 had the buying power of about $11,713 today, so the real gain is $1,267,605 against $11,713: still 108.2× the buying power, or 7.1% a year above inflation.

It was not a smooth ride. The value fell 49% from a high around Mar 2009, during the 2008 financial crisis. Holding through it was the price of the final number.

The same $1,000 in other assets from January 1958: 10-year Treasury bonds: $41,114. Compare more assets.

Value over time
AfterYearWorth
5 years1963$1,868
10 years1968$3,187
20 years1978$4,340
30 years1988$18,972
40 years1998$96,723
50 years2008$161,713
60 years2018$404,283
NowSep 2026$1,267,605

Value over time, with dividends reinvested. No fees or taxes.

Try other amounts and years

Common questions

How much would $1,000 invested in the S&P 500 in 1958 be worth today?

About $1,267,605 as of Sep 2026, with dividends reinvested and no fees or taxes. Without dividends, about $186,513.

What was the average yearly return since 1958?

11.0% a year before inflation and 7.1% after inflation.

How much is $1,000 from 1958 in today's money?

About $11,713, based on US consumer prices (CPI). See inflation since 1958.

Is a lump sum better than investing monthly?

Historically a lump sum came out ahead about two-thirds of the time, because markets rise more often than they fall. Spreading it out reduces regret if a crash comes right after. Test both with the lump sum vs DCA calculator.

Based on the S&P 500 monthly average level with dividends reinvested (an index fund before its small fee). Educational estimates, not investment advice. Past returns do not predict future returns.

The Weekly Fat Stack · starts January 2027

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