FatFIRE
FIRE with a high-spending lifestyle.
FatFIRE is financial independence without cutting back: building enough to fund a comfortable or luxurious lifestyle for life.
What it takes
The math is the same as regular FIRE, just bigger. Spending $100,000 a year means a target around $2.5 million; $200,000 means about $5 million.
FatFIRE usually relies on high income, business ownership or a long runway of steady investing, often all three. FatDCA borrows the name: small steady buys are how most fat stacks actually get built.