Fee drag calculator
See what a 0.5% or 1% yearly fee costs over 30 years compared with a low-cost index fund.
A 1% fee costs you
Over 30 years, the 1% fee leaves you with $1,102,907 instead of $1,403,532. That is 27% of the growth you would otherwise keep.
How this calculator works
The calculator grows the same money twice, deducting a different yearly fee each time, and shows the gap.
Fees apply to your whole balance every year, including past growth, so small percentages compound into large sums.
Common questions
What is a typical index fund fee?
Many broad index funds charge 0.10% a year or less; some under 0.05%.
Is a 1% advisor fee worth it?
Sometimes, if the advice changes your behavior or saves tax. Know what it costs you in dollars first.
Where do I find a fund's fee?
Look for the expense ratio on the fund's page or fact sheet.
FatDCA calculators are educational estimates, not investment, tax or legal advice. Results depend on the assumptions you enter, and past returns do not predict future returns.
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